Weathering a government shutdown while stationed overseas

As a seasoned military spouse, I have seen my fair share of government shutdowns. Each one ended without any fanfare which left us to continue with life like nothing happened. 

But this time, we’re stationed in Europe where military life is a little different. Military spouses living overseas experience increased challenges obtaining local employment to help hold their family over during a government shutdown. Many of the spouses who do find paid positions overseas are government employees who are furloughed. Add one furloughed employee with their active-duty military member and that equals no paycheck until our government reopens. 

If you are OCONUS and looking for ways to help weather the government shutdown, here are some suggestions:

• Reach out to your bank to see if they offer any kind of loans or relief programs. 

• USAA advertises that they are offering no-interest loans and other payment relief options.

• Navy Federal also advertises government shutdown assistance.

• Assess your budget. Are there any expenses that you can temporarily cancel—streaming services, subscriptions, etc.? These may be small expenses but can give you a little wiggle room in the meantime.

• This is also a great time to audit your financial situation. What can you do once the shutdown ends to be better prepared if there is a next time? 

• Do you live off-base? Reach out to your landlord in writing and see if they can be flexible on the rent.

• Off-base grocery shopping may be more affordable for some families: 

• Focus on low-cost items like beans, rice and eggs. 

• Check the sale section. 

• Skip eating out if you can avoid it. 

• Check to see if there is a food pantry at your duty station. 

• For families in Germany, utilize the VAT app for off-base purchases like groceries. This will help you recover some of the money spent.

• Also for my Germany families, save your bottles and return to the Pfand stations at your local grocery store for money off your grocery bill. 

• Shop at the base thrift shop, which stocks good quality, gently used items like clothing, kitchenware, shoes and other household items. 

• Limit your driving as much as possible. Gas is expensive overseas! 

A government shutdown is stressful for everyone, but being stationed OCONUS can add an extra layer of uncertainty. Know that MSAN has mentors available 24/7 in our Global Mentorship-HUB to help you find local resources and services to assist during the shutdown period. 

This too shall pass!